Terms & Conditions
Last Updated: July 2026
1. Introduction
Welcome to Krupakar Enterprises. These Terms & Conditions govern your use of our website and the financial consultancy, documentation assistance, and administrative support services provided by Krupakar Enterprises.
By accessing our website or requesting our services, you acknowledge that you have read, understood, and agree to these Terms & Conditions.
2. Scope of This Privacy Policy
Krupakar Enterprises is an independent financial consultancy providing:
Financial consultancy
Loan guidance
Documentation assistance
Administrative support
Financial preparation guidance
Business financial support
Personal financial consultation
Our services are intended to help customers understand documentation requirements, organize information, and navigate administrative processes associated with financial applications.
3. Independent Consultancy
Krupakar Enterprises operates as an independent financial consultancy.
We are not:
A bank
A Non-Banking Financial Company (NBFC)
A housing finance company
A credit bureau
A lending institution
A loan sanctioning authority
An underwriting agency
Our role is limited to consultancy, documentation assistance, and administrative support.
4. No Lending or Loan Approval Guarantee
Krupakar Enterprises does not:
Lend money
Sanction loans
Determine loan eligibility
Participate in underwriting
Approve or reject loan applications
Guarantee loan approval
Guarantee loan amount
Guarantee interest rates
Guarantee processing time
Guarantee loan disbursement
All lending decisions are made solely by the respective regulated financial institution in accordance with its own policies and procedures.
5. Customer Responsibilities
Customers agree to:
Provide complete, accurate, and authentic information.
Submit only genuine documentation.
Review all documents before submission.
Notify us of any material changes to information previously provided.
Comply with the requirements of the relevant financial institution.
Customers remain solely responsible for the accuracy and authenticity of all information and documentation supplied.
6. Documentation Assistance
Our documentation assistance services include reviewing, organizing, and assisting customers in preparing documentation for administrative purposes.
Krupakar Enterprises does not create, alter, certify, falsify, or fabricate documents, financial records, or supporting evidence.
7. Consultancy Services
Information provided by Krupakar Enterprises is intended to assist customers in understanding documentation requirements, administrative procedures, and publicly available information relating to financial products and application processes.
Customers remain responsible for making their own financial decisions.
8. Third-Party Financial Institutions
Where requested by customers, Krupakar Enterprises may provide administrative assistance relating to applications submitted to regulated banks, NBFCs, or other financial institutions.
Krupakar Enterprises is independent of those institutions unless expressly stated otherwise.
The policies, eligibility criteria, lending decisions, processing times, and contractual terms of financial institutions remain entirely under the control of those institutions.
9. Fees and Payments
Where consultancy fees apply, they will be communicated to customers before services are provided.
Unless otherwise agreed, consultancy fees relate solely to the consultancy and administrative services provided by Krupakar Enterprises and do not constitute payment for any loan approval, loan amount, or financial product.
10. Intellectual Property
Unless otherwise stated, the content of this website, including text, graphics, logos, branding, and other materials, is the property of Krupakar Enterprises or is used with appropriate permission.
Content may not be copied, reproduced, distributed, or commercially used without prior written permission, except where permitted by applicable law.
11. Limitation of Liability
Krupakar Enterprises provides consultancy and administrative support services in good faith.
To the maximum extent permitted by applicable law, we shall not be liable for:
Decisions made by financial institutions.
Loan approvals or rejections.
Interest rates offered.
Processing times.
Loan amounts.
Changes in lender policies.
Customer decisions made using our consultancy.
Loss arising from inaccurate or incomplete information supplied by customers.
Nothing in these Terms & Conditions excludes liability where exclusion is prohibited by applicable law.
12. Website Availability
We make reasonable efforts to keep our website accurate and available.
However, we do not guarantee uninterrupted availability or that the website will always be free from technical issues, errors, or temporary interruptions.
13. Privacy
Your use of our services is also governed by our Privacy Policy.
Please review our Privacy Policy to understand how personal information is collected, used, and protected.
14. Changes to These Terms
We may revise these Terms & Conditions from time to time to reflect changes in our services, website, business operations, or applicable legal requirements.
Updated Terms & Conditions will be published on this page together with the revised "Last Updated" date.
15. Governing Law and Jurisdiction
These Terms & Conditions shall be governed by the laws of India.
Subject to applicable law, any disputes relating to these Terms & Conditions shall be subject to the jurisdiction of the competent courts having jurisdiction over Hyderabad, Telangana.
16. Contact Information
For questions regarding these Terms & Conditions, please contact:
Krupakar Enterprises
Email: connectkrupakar@gmail.com
Phone: +91 8885573081
Location: Maitrivanam, Hyderabad, Telangana 500038